Across Redditch, and specifically schools within the Bordesley Multi-Academy Trust, the student population required significant improvement in financial knowledge and essential life skills. The Trust needed additional support from local financial experts.

Mr & Mrs P had a clear aspiration: to step off the ‘rat race’ and make work optional. As they reached the latter end of their careers, their objectives were simple but complex: become debt-free quickly, invest wisely against their goals, and help maximise all available tax-efficient allowances.

This challenge was how to support three generations under one cohesive plan. Together Houlcroft Partners helped the family develop a comprehensive plan which reduced complexities around multiple assets, established tax-efficient income streams and helped three family generations build confidence in financial planning.

A group of company directors faced the difficult task of closing a complex Offshore Company Trust. Despite a year of attempts with another adviser, the Trust remained unresolved. With the addition of personal health issues to cope with, the directors were feeling stressed and unsure where to turn for reliable help.